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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,663 | $65,367+106.0% | $92,915+44.9% | $72,976+84.5% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 4.83% | 42.11%-37.3pp | 109.45%-104.6pp | 81.02%-76.2pp |
| Employer contribution / active EE | $4,310 | $2,594+66.2% | $3,653+18.0% | $2,440+76.6% |
| Participant deferral / active EE | $7,470 | $3,128+138.8% | $4,238+76.3% | $3,608+107.1% |
| Admin fee / account holder | $16,761 | $4,251+294.2% | $5,796+189.2% | $5,124+227.1% |