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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,014 | $101,778-57.7% | $164,975-73.9% | $80,925-46.8% |
| Participation rate | 95.7% | 71.8%+23.9pp | 78.6%+17.1pp | 67.7%+28.1pp |
| Annual return | 8.70% | 16.73%-8.0pp | 70.12%-61.4pp | 35.65%-27.0pp |
| Employer contribution / active EE | $2,000 | $2,954-32.3% | $4,343-53.9% | $2,756-27.4% |
| Participant deferral / active EE | $2,753 | $4,477-38.5% | $6,033-54.4% | $4,299-36.0% |
| Admin fee / account holder | $4,963 | $8,221-39.6% | $12,688-60.9% | $6,940-28.5% |