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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,007 | $99,994-52.0% | $146,643-67.3% | $85,847-44.1% |
| Participation rate | 98.0% | 73.1%+24.9pp | 80.1%+17.9pp | 69.3%+28.6pp |
| Annual return | 9.09% | 18.93%-9.8pp | 22.75%-13.7pp | 318.61%-309.5pp |
| Employer contribution / active EE | $3,767 | $2,559+47.2% | $4,137-8.9% | $2,565+46.8% |
| Participant deferral / active EE | $2,271 | $4,006-43.3% | $5,506-58.8% | $3,952-42.5% |
| Admin fee / account holder | $1,497 | $7,703-80.6% | $10,280-85.4% | $6,261-76.1% |