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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,913 | $91,536-56.4% | $130,062-69.3% | $75,177-46.9% |
| Participation rate | 93.6% | 71.5%+22.2pp | 78.5%+15.1pp | 67.2%+26.4pp |
| Annual return | 9.49% | -631.62%+641.1pp | -137.37%+146.9pp | 160.75%-151.3pp |
| Employer contribution / active EE | $2,073 | $2,845-27.1% | $4,322-52.0% | $2,671-22.4% |
| Participant deferral / active EE | $2,681 | $4,343-38.3% | $5,821-53.9% | $4,126-35.0% |
| Admin fee / account holder | $6,283 | $6,780-7.3% | $10,601-40.7% | $5,651+11.2% |