Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
CAPFINANCIAL PARTNERS LLC8 years Filed as: FORTEM FINANCIAL Service code 26 · EIN 81-3326710 44801 VILLAGE COURT · WESTLAKE VILLATE, CA 91361 | Advisory (Participants) | $35,516 |
Filed as: WILSHIRE ASSOCIATES Service code 26 · EIN 95-2755361 1299 OCEAN AVENUE · WESTLAKE VILLAGE, CA 91361 | Advisory (Participants) | $5,919 |
Filed as: JOHN HANCOCK Service code 15 · EIN 01-0233346 | Recordkeeping | $3,166 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,739 | $65,946-35.2% | $81,783-47.7% | $77,671-45.0% |
| Participation rate | 43.4% | 65.8%-22.4pp | 72.4%-28.9pp | 70.6%-27.2pp |
| Annual return | 12.29% | 26.65%-14.4pp | 775.05%-762.8pp | 31.21%-18.9pp |
| Employer contribution / active EE | $246 | $2,371-89.6% | $2,913-91.5% | $2,726-91.0% |
| Participant deferral / active EE | $1,431 | $3,507-59.2% | $4,320-66.9% | $4,648-69.2% |
| Admin fee / account holder | $384 | $527-27.0% | $7,380-94.8% | $430-10.7% |