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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,480 | $111,814+66.8% | $103,374+80.4% | $145,959+27.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 10.94% | 24.77%-13.8pp | 24.89%-13.9pp | 561.95%-551.0pp |
| Employer contribution / active EE | $47,921 | $4,214+1037.3% | $3,869+1138.5% | $4,661+928.2% |
| Participant deferral / active EE | $20,500 | $5,618+264.9% | $5,058+305.3% | $6,689+206.5% |
| Admin fee / account holder | $11,990 | $9,754+22.9% | $8,394+42.8% | $13,398-10.5% |