Retirement plan

TEMPLE BETH SHOLOM OF ORANGE 401 K PROFIT SHARING PLAN TRUST

Name: TEMPLE BETH SHOLOM OF ORANGE - TEMPLE BETH SHOLOM OF ORANGE 401 K PROFIT SHARING PLAN TRUST (2015) Form 5500
Creator: TEMPLE BETH SHOLOM OF ORANGE
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, TEMPLE BETH SHOLOM OF ORANGE 401 K PROFIT SHARING PLAN TRUST, TEMPLE BETH SHOLOM OF ORANGE

TEMPLE BETH SHOLOM OF ORANGEEIN 95-2263896Plan #001PY 2015

2625 N TUSTIN AVE - SANTA ANA, CA 927051016714-628-4600tbssanleandro.comLinkedIn1-10 employeesreligious institutions

Prospect flagsHigh feesLow participation

How to read this page

Total assets (EOY)

$188K

No prior year

Total participants

No prior year

Average account balance

$26,807

No prior year

Annual return

0.24%

No prior year

Benchmarks

See 6,736 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants25-99

Cohort6,736 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$302K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$38K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

50.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$5K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$289

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.45%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1230

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J2T3D2F

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$109K

$2378 / participant

Other / not subdivided$109K100.0%

% of EOY assets

58.299%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$26,807

$45,152-40.6%

$73,845-63.7%

$59,632-55.0%

Participation rate

13.0%

64.0%-51.0pp

73.4%-60.4pp

68.7%-55.6pp

Annual return

0.24%

27.40%-27.2pp

2267.91%-2267.7pp

2041.32%-2041.1pp

Employer contribution / active EE

$1,902-100.0%

$2,788-100.0%

$2,203-100.0%

Participant deferral / active EE

$828

$2,574-67.8%

$3,583-76.9%

$3,192-74.1%

Admin fee / account holder

$15,628

$3,516+344.5%

$4,881+220.2%

$4,297+263.7%

TEMPLE BETH SHOLOM OF ORANGE 401 K PROFIT SHARING PLAN TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

TEMPLE BETH SHOLOM OF ORANGE 401 K PROFIT SHARING PLAN TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion