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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,321 | $64,462+32.4% | $81,482+4.7% | $80,911+5.5% |
| Participation rate | 92.9% | 63.9%+29.0pp | 69.5%+23.4pp | 67.6%+25.2pp |
| Annual return | 9.60% | 16.35%-6.8pp | 24.79%-15.2pp | 35.63%-26.0pp |
| Employer contribution / active EE | $3,372 | $1,979+70.4% | $2,463+36.9% | $2,756+22.4% |
| Participant deferral / active EE | $3,295 | $3,094+6.5% | $3,885-15.2% | $4,297-23.3% |
| Admin fee / account holder | $4,247 | $5,678-25.2% | $5,761-26.3% | $6,935-38.8% |