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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,367 | $69,515+53.0% | $86,868+22.4% | $85,856+23.9% |
| Participation rate | 89.7% | 66.3%+23.3pp | 71.6%+18.0pp | 69.3%+20.3pp |
| Annual return | 7.95% | 20.12%-12.2pp | 63.53%-55.6pp | 318.58%-310.6pp |
| Employer contribution / active EE | $4,601 | $1,880+144.7% | $2,496+84.4% | $2,565+79.4% |
| Participant deferral / active EE | $4,525 | $2,919+55.0% | $3,699+22.3% | $3,952+14.5% |
| Admin fee / account holder | $9,467 | $5,972+58.5% | $5,829+62.4% | $6,261+51.2% |