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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS2+ years Filed as: CAPITAL RESEARCH & MANAGEMENT CO. Service code 25 · EIN 95-1411037 | Directed Trustee | $1,000 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,600 | $56,640-21.3% | $78,002-42.8% | $55,167-19.2% |
| Participation rate | 94.7% | 73.3%+21.4pp | 75.5%+19.2pp | 69.0%+25.7pp |
| Annual return | 7.40% | 2868.48%-2861.1pp | 425.99%-418.6pp | 169.23%-161.8pp |
| Employer contribution / active EE | $0 | $1,724-100.0% | $2,470-100.0% | $1,963-100.0% |
| Participant deferral / active EE | $4,412 | $2,778+58.8% | $3,497+26.2% | $3,054+44.4% |
| Admin fee / account holder | $5 | $467-98.9% | $5,481-99.9% | $504-99.0% |