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| Provider | Service type | Compensation |
|---|---|---|
SAGEVIEW ADVISORY GROUP, LLC4 years Service code 27 4000 MACATHUR BLVD STE 1050 · NEWPORT BEACH, CA 92660 | Advisory (Plan) | $36,690 |
AMERICAN FUNDS2 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $1,100 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,277 | $70,917+10.4% | $98,920-20.9% | $73,497+6.5% |
| Participation rate | 89.2% | 73.8%+15.4pp | 76.0%+13.2pp | 70.7%+18.6pp |
| Annual return | 18.01% | 34.18%-16.2pp | 196.47%-178.5pp | 28.51%-10.5pp |
| Employer contribution / active EE | $0 | $2,037-100.0% | $2,689-100.0% | $2,270-100.0% |
| Participant deferral / active EE | $4,288 | $3,501+22.5% | $4,245+1.0% | $3,740+14.7% |
| Admin fee / account holder | $203 | $535-62.0% | $6,643-96.9% | $513-60.4% |