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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,000 | $29,319+681.1% | $52,425+336.8% | $82,448+177.8% |
| Participation rate | 79.4% | 46.9%+32.6pp | 55.6%+23.8pp | 68.1%+11.3pp |
| Annual return | 5.12% | 535.20%-530.1pp | 302.12%-297.0pp | 41.64%-36.5pp |
| Employer contribution / active EE | $0 | $586-100.0% | $914-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $3,418 | $1,171+191.8% | $1,790+90.9% | $4,139-17.4% |
| Admin fee / account holder | $11,719 | $1,962+497.2% | $2,495+369.7% | $7,234+62.0% |