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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,000 | $48,118+375.9% | $136,833+67.4% | $94,015+143.6% |
| Participation rate | 79.4% | 47.4%+32.0pp | 59.0%+20.4pp | 70.8%+8.6pp |
| Annual return | 5.12% | 14.65%-9.5pp | 35.32%-30.2pp | 17.84%-12.7pp |
| Employer contribution / active EE | $0 | $821-100.0% | $1,319-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $3,418 | $1,651+107.1% | $2,441+40.0% | $4,249-19.6% |
| Admin fee / account holder | $11,719 | $3,059+283.0% | $4,706+149.0% | $8,951+30.9% |