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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,000 | $36,948+519.8% | $73,658+210.9% | $87,485+161.8% |
| Participation rate | 79.4% | 46.8%+32.6pp | 57.0%+22.4pp | 68.9%+10.5pp |
| Annual return | 5.12% | 28.64%-23.5pp | 29.72%-24.6pp | 26.06%-20.9pp |
| Employer contribution / active EE | $0 | $670-100.0% | $1,032-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $3,418 | $1,379+147.9% | $2,062+65.8% | $4,274-20.0% |
| Admin fee / account holder | $11,719 | $2,531+363.0% | $3,357+249.1% | $7,775+50.7% |