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| Provider | Service type | Compensation |
|---|---|---|
CAPFINANCIAL PARTNERS LLC3 years Filed as: CAPFINANCIAL PARTNERS LLC DBA CAPTR Service code 27 · EIN 84-1532243 4208 SIX FORKS RD STE 1700 · RALEIGH, NC 27609 | Advisory (Plan) | $65,810 |
Filed as: EMPOWER ANNUITY INSURANCE CO. OF AM Service code 64 · EIN 84-1631634 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $37,927 |
Service code 13 · EIN 77-0573145 4216 KIERNAN AVE., SUITE 201 · MODESTO, CA 95356 | Contract Administrator | $150 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,432 | $84,487+55.6% | $125,339+4.9% | $66,914+96.4% |
| Participation rate | 74.9% | 76.4%-1.6pp | 82.4%-7.5pp | 69.8%+5.1pp |
| Annual return | -14.61% | -8.39%-6.2pp | 572.05%-586.7pp | 1.58%-16.2pp |
| Employer contribution / active EE | $4,834 | $3,553+36.1% | $4,814+0.4% | $2,544+90.0% |
| Participant deferral / active EE | $9,922 | $6,781+46.3% | $7,446+33.2% | $4,237+134.2% |
| Admin fee / account holder | $1,050 | $685+53.3% | $10,010-89.5% | $593+77.0% |