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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,140 | $58,241-20.8% | $81,780-43.6% | $80,911-43.0% |
| Participation rate | 65.7% | 63.4%+2.3pp | 72.4%-6.6pp | 67.6%-1.9pp |
| Annual return | 15.46% | 41.73%-26.3pp | 776.27%-760.8pp | 35.63%-20.2pp |
| Employer contribution / active EE | $2,306 | $2,343-1.6% | $2,914-20.9% | $2,756-16.3% |
| Participant deferral / active EE | $3,721 | $3,283+13.4% | $4,321-13.9% | $4,297-13.4% |
| Admin fee / account holder | $1,001 | $4,973-79.9% | $7,384-86.4% | $6,935-85.6% |