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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,030 | $100,911-37.5% | $90,440-30.3% | $158,966-60.3% |
| Participation rate | 82.6% | 75.0%+7.6pp | 72.7%+9.9pp | 82.0%+0.6pp |
| Annual return | 12.53% | 1726.62%-1714.1pp | 1294.38%-1281.9pp | 302.95%-290.4pp |
| Employer contribution / active EE | $2,111 | $3,690-42.8% | $3,263-35.3% | $4,762-55.7% |
| Participant deferral / active EE | $2,588 | $4,348-40.5% | $3,964-34.7% | $5,983-56.7% |
| Admin fee / account holder | $761 | $6,507-88.3% | $5,615-86.4% | $11,250-93.2% |