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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,847 | $171,865+48.3% | $149,718+70.2% | $147,585+72.7% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 22.15% | 2113.29%-2091.1pp | 1501.67%-1479.5pp | 578.56%-556.4pp |
| Employer contribution / active EE | $7,192 | $6,275+14.6% | $5,445+32.1% | $4,876+47.5% |
| Participant deferral / active EE | $8,579 | $7,270+18.0% | $6,569+30.6% | $5,439+57.7% |
| Admin fee / account holder | $1,605 | $13,799-88.4% | $11,283-85.8% | $10,885-85.3% |