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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,074 | $184,000+75.6% | $162,185+99.2% | $152,909+111.3% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 0.57% | 150.80%-150.2pp | 115.61%-115.0pp | 345.46%-344.9pp |
| Employer contribution / active EE | $7,108 | $6,370+11.6% | $5,613+26.6% | $4,764+49.2% |
| Participant deferral / active EE | $8,715 | $8,033+8.5% | $7,297+19.4% | $5,851+48.9% |
| Admin fee / account holder | $3,039 | $13,124-76.8% | $10,844-72.0% | $11,601-73.8% |