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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,480 | $80,985-34.0% | $96,576-44.6% | $75,181-28.9% |
| Participation rate | 76.2% | 71.8%+4.4pp | 76.0%+0.2pp | 67.2%+9.0pp |
| Annual return | 22.54% | 27.05%-4.5pp | 25.87%-3.3pp | 160.69%-138.1pp |
| Employer contribution / active EE | $3,318 | $2,282+45.3% | $2,965+11.9% | $2,671+24.2% |
| Participant deferral / active EE | $2,053 | $3,929-47.7% | $4,851-57.7% | $4,126-50.2% |
| Admin fee / account holder | $1,596 | $6,719-76.2% | $8,253-80.7% | $5,650-71.8% |