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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,389 | $72,492-41.5% | $87,104-51.3% | $72,975-41.9% |
| Participation rate | 83.3% | 72.8%+10.5pp | 76.9%+6.5pp | 69.5%+13.8pp |
| Annual return | 23.43% | 24.46%-1.0pp | 28.19%-4.8pp | 81.01%-57.6pp |
| Employer contribution / active EE | $2,240 | $1,894+18.3% | $2,521-11.2% | $2,440-8.2% |
| Participant deferral / active EE | $2,707 | $3,270-17.2% | $4,048-33.1% | $3,608-25.0% |
| Admin fee / account holder | $878 | $5,055-82.6% | $7,491-88.3% | $5,124-82.9% |