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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,164 | $91,559+109.9% | $133,971+43.4% | $79,852+140.7% |
| Participation rate | 66.3% | 73.3%-7.1pp | 79.8%-13.6pp | 69.6%-3.4pp |
| Annual return | 13.08% | 61.85%-48.8pp | 45.09%-32.0pp | 31.72%-18.6pp |
| Employer contribution / active EE | $936 | $2,384-60.7% | $3,919-76.1% | $2,471-62.1% |
| Participant deferral / active EE | $4,883 | $3,734+30.8% | $5,047-3.3% | $3,740+30.5% |
| Admin fee / account holder | $16,265 | $6,321+157.3% | $8,929+82.2% | $5,306+206.5% |