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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,457 | $69,977+97.9% | $108,582+27.5% | $62,881+120.2% |
| Participation rate | 65.2% | 72.9%-7.7pp | 79.6%-14.4pp | 69.3%-4.1pp |
| Annual return | 6.22% | 10.73%-4.5pp | -51.70%+57.9pp | 20.14%-13.9pp |
| Employer contribution / active EE | $936 | $2,135-56.2% | $3,758-75.1% | $2,281-59.0% |
| Participant deferral / active EE | $4,560 | $3,165+44.1% | $4,311+5.8% | $3,203+42.4% |
| Admin fee / account holder | $19,104 | $5,076+276.3% | $7,645+149.9% | $4,296+344.7% |