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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,698 | $180,749+32.6% | $160,784+49.1% | $137,256+74.6% |
| Participation rate | 94.4% | 80.0%+14.5pp | 77.0%+17.5pp | 80.0%+14.5pp |
| Annual return | 17.75% | 2234.46%-2216.7pp | 1803.92%-1786.2pp | 220.34%-202.6pp |
| Employer contribution / active EE | $4,044 | $4,155-2.7% | $3,733+8.3% | $4,156-2.7% |
| Participant deferral / active EE | $10,538 | $6,844+54.0% | $6,293+67.5% | $6,407+64.5% |
| Admin fee / account holder | $2,005 | $10,397-80.7% | $9,717-79.4% | $12,270-83.7% |