Retirement plan

EPISCOPAL COMMUNITY SERVICES 401K PLAN

Name: EPISCOPAL COMMUNITY SERVICES - EPISCOPAL COMMUNITY SERVICES 401K PLAN (2016) Form 5500
Creator: EPISCOPAL COMMUNITY SERVICES
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EPISCOPAL COMMUNITY SERVICES 401K PLAN, EPISCOPAL COMMUNITY SERVICES

EPISCOPAL COMMUNITY SERVICESEIN 95-1945256Plan #001PY 2016

401 MILE OF CARS WAY, STE 350 - NATIONAL CITY, CA 91950619-228-2800ecscalifornia.orgLinkedIn201-500 employeesindividual & family services

Prospect flagsLow returns

How to read this page

Total assets (EOY)

$7.2M

No prior year

Total participants

498

No prior year

Average account balance

$14,717

No prior year

Annual return

3.03%

No prior year

Benchmarks

See 3,733 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants250-999

Cohort3,733 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$14.74M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$27K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

540

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.73M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.73%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$152

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
SAN DIEGO PENSION CONSULTANTS1+ years Service code 37 5628 COPLEY DRIVE · SAN DIEGO, CA 92122	Loan Processing	$8,153
SAGEPOINT FINANCIAL INC1+ years Filed as: SAGEPOINT FINANCIAL Service code 51 2800 N. CENTRAL AVE, SUITE 2100 · PHEONIX, AZ 85004	Investment Mgmt Fees	$6,858

Plan features & details

Pension benefit codes2E3D2F2G2J2K

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$2K

$4 / participant

Investment mgmt$2K100.0%

% of EOY assets

0.022%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MOSS ADAMS
Auditor EIN: 910189318
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$14,717

$36,916-60.1%

$156,551-90.6%

$57,658-74.5%

Participation rate

97.5%

63.4%+34.1pp

84.0%+13.5pp

70.2%+27.3pp

Annual return

3.03%

12.38%-9.3pp

32.23%-29.2pp

5.13%-2.1pp

Employer contribution / active EE

$381

$1,571-75.7%

$5,501-93.1%

$1,974-80.7%

Participant deferral / active EE

$596

$1,926-69.0%

$4,871-87.8%

$3,061-80.5%

Admin fee / account holder

$82-96.0%

$13,028-100.0%

$95-96.5%

Provider

Service type

Compensation

SAN DIEGO PENSION CONSULTANTS1+ years

Service code 37

5628 COPLEY DRIVE · SAN DIEGO, CA 92122

Loan Processing

$8,153

SAGEPOINT FINANCIAL INC1+ years

Filed as: SAGEPOINT FINANCIAL

Service code 51

2800 N. CENTRAL AVE, SUITE 2100 · PHEONIX, AZ 85004

Investment Mgmt Fees

$6,858

EPISCOPAL COMMUNITY SERVICES 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EPISCOPAL COMMUNITY SERVICES 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion