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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $22,613 |
MORGAN STANLEY SMITH BARNEY2+ years Filed as: MORGAN STANLEY GLOBAL BANKING OPER Service code 26 · EIN 26-4310632 | Advisory (Participants) | $17,680 |
MORGAN STANLEY SMITH BARNEY2+ years Filed as: MORGAN STANLEY Service code 26 · EIN 26-4310632 | Advisory (Participants) | $12,188 |
K A L L ACCOUNTANCY1 year Filed as: K A L L ACCOUNTANCY CORP Service code 10 · EIN 83-2920367 | Accounting | $6,585 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported that benefits due were not provided when due.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,229 | $65,376-1.8% | $87,104-26.3% | $65,185-1.5% |
| Participation rate | 92.7% | 75.3%+17.3pp | 76.9%+15.8pp | 70.2%+22.5pp |
| Annual return | 18.11% | 31.27%-13.2pp | 28.19%-10.1pp | 29.38%-11.3pp |
| Employer contribution / active EE | $1,008 | $1,822-44.7% | $2,521-60.0% | $2,177-53.7% |
| Participant deferral / active EE | $3,753 | $3,388+10.8% | $4,048-7.3% | $3,514+6.8% |
| Admin fee / account holder | $354 | $520-31.9% | $7,491-95.3% | $847-58.3% |