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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,690 | $88,707-47.4% | $74,184-37.1% | $273,972-83.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 3.00% | 11.94%-8.9pp | 17.74%-14.7pp | 41.46%-38.5pp |
| Employer contribution / active EE | $18,503 | $3,159+485.7% | $2,370+680.7% | $4,869+280.0% |
| Participant deferral / active EE | $1,146 | $4,212-72.8% | $3,550-67.7% | $5,287-78.3% |
| Admin fee / account holder | $20,488 | $8,717+135.0% | $5,586+266.8% | $10,133+102.2% |