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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,556 | $112,131+4.8% | $95,964+22.5% | $158,982-26.1% |
| Participation rate | 85.7% | 79.0%+6.7pp | 77.1%+8.6pp | 82.0%+3.7pp |
| Annual return | 5.16% | 171.19%-166.0pp | 91.64%-86.5pp | 302.99%-297.8pp |
| Employer contribution / active EE | $11,057 | $3,199+245.6% | $2,541+335.1% | $4,763+132.2% |
| Participant deferral / active EE | $4,136 | $4,784-13.6% | $4,167-0.7% | $5,983-30.9% |
| Admin fee / account holder | $7,127 | $10,136-29.7% | $6,797+4.9% | $11,252-36.7% |