Retirement plan

ROYAL PAPER BOX CO. OF CALIFORNIA EMPLOYEES' PROFIT SHARING PLAN

Name: ROYAL PAPER BOX CO. OF CALIFORNIA - ROYAL PAPER BOX CO. OF CALIFORNIA EMPLOYEES' PROFIT SHARING PLAN (2022) Form 5500
Creator: ROYAL PAPER BOX CO. OF CALIFORNIA
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ROYAL PAPER BOX CO. OF CALIFORNIA EMPLOYEES' PROFIT SHARING PLAN, ROYAL PAPER BOX CO. OF CALIFORNIA

ROYAL PAPER BOX CO. OF CALIFORNIAEIN 95-1917773Plan #001PY 2022

P.O. BOX 458 - MONTEBELLO, CA 90640323-728-7041LinkedIn51-200 employeespaper & forest products

Other plans on this EIN

1 filing

#003Retirement-$6.2M assets

Prospect flagsHigh feesHigh assets / participant

How to read this page

Total assets (EOY)

$17.7M

-10.1% from 2021

Total participants

-3.9% from 2021

Average account balance

$360,584

-6.5% from 2021

Annual return

-10.20%

-23.31 pp from 2021

Benchmarks

See 5,556 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Participants25-99

Cohort5,556 peers

Snapshot2022

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$22.83M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$408K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

107.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$914K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$18K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.07%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$32247

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$899K

$18733 / participant

Other / not subdivided$899K100.0%

% of EOY assets

5.089%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$360,584

$73,009+393.9%

$90,756+297.3%

$68,495+426.4%

Participation rate

100.0%

70.8%+29.2pp

75.7%+24.3pp

67.9%+32.1pp

Annual return

-10.20%

-13.81%+3.6pp

-12.16%+2.0pp

-7.84%-2.4pp

Employer contribution / active EE

$11,703

$2,193+433.7%

$2,922+300.6%

$2,596+350.7%

Participant deferral / active EE

$7,224

$3,626+99.2%

$4,565+58.3%

$4,028+79.4%

Admin fee / account holder

$18,350

$5,896+211.3%

$8,445+117.3%

$5,403+239.6%

ROYAL PAPER BOX CO. OF CALIFORNIA EMPLOYEES' PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ROYAL PAPER BOX CO. OF CALIFORNIA EMPLOYEES' PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion