Retirement plan

ROYAL PAPER BOX CO. OF CALIFORNIA EMPLOYEES' PROFIT SHARING PLAN

Name: ROYAL PAPER BOX CO. OF CALIFORNIA - ROYAL PAPER BOX CO. OF CALIFORNIA EMPLOYEES' PROFIT SHARING PLAN (2017) Form 5500
Creator: ROYAL PAPER BOX CO. OF CALIFORNIA
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ROYAL PAPER BOX CO. OF CALIFORNIA EMPLOYEES' PROFIT SHARING PLAN, ROYAL PAPER BOX CO. OF CALIFORNIA

ROYAL PAPER BOX CO. OF CALIFORNIAEIN 95-1917773Plan #001PY 2017

P.O. BOX 458 - MONTEBELLO, CA 90640323-728-7041LinkedIn51-200 employeespaper & forest products

Other plans on this EIN

1 filing

#003Retirement-$4.6M assets

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$15.4M

+9.3% from 2016

Total participants

+6.9% from 2016

Average account balance

$249,105

+2.2% from 2016

Annual return

7.03%

+4.11 pp from 2016

Benchmarks

See 5,958 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Participants25-99

Cohort5,958 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$22.83M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$408K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

107.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$914K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$18K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.07%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$32247

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$449K

$8476 / participant

Other / not subdivided$449K100.0%

% of EOY assets

2.909%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$249,105

$67,411+269.5%

$91,004+173.7%

$70,126+255.2%

Participation rate

100.0%

71.4%+28.6pp

75.6%+24.4pp

69.5%+30.5pp

Annual return

7.03%

-40.16%+47.2pp

4.60%+2.4pp

73.15%-66.1pp

Employer contribution / active EE

$9,580

$1,786+436.4%

$2,456+290.1%

$2,343+309.0%

Participant deferral / active EE

$4,939

$2,823+75.0%

$3,548+39.2%

$3,332+48.2%

Admin fee / account holder

$7,245

$4,236+71.0%

$5,417+33.7%

$4,645+56.0%

ROYAL PAPER BOX CO. OF CALIFORNIA EMPLOYEES' PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ROYAL PAPER BOX CO. OF CALIFORNIA EMPLOYEES' PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion