Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,782 | $95,453-57.3% | $112,040-63.6% | $82,448-50.5% |
| Participation rate | 65.8% | 72.8%-7.0pp | 76.5%-10.7pp | 68.1%-2.3pp |
| Annual return | 7.09% | 23.92%-16.8pp | 24.52%-17.4pp | 41.64%-34.5pp |
| Employer contribution / active EE | $1,182 | $2,318-49.0% | $2,954-60.0% | $2,551-53.7% |
| Participant deferral / active EE | $2,072 | $4,224-51.0% | $5,098-59.4% | $4,139-50.0% |
| Admin fee / account holder | $2,292 | $9,013-74.6% | $12,098-81.1% | $7,234-68.3% |