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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $448,437 | $93,589+379.2% | $135,942+229.9% | $75,181+496.5% |
| Participation rate | 93.4% | 75.2%+18.2pp | 81.9%+11.5pp | 67.2%+26.2pp |
| Annual return | -6.06% | 30.90%-37.0pp | 68.28%-74.3pp | 160.69%-166.8pp |
| Employer contribution / active EE | $16,046 | $3,537+353.6% | $4,858+230.3% | $2,671+500.9% |
| Participant deferral / active EE | $12,527 | $6,405+95.6% | $7,759+61.5% | $4,126+203.6% |
| Admin fee / account holder | $34,859 | $6,977+399.6% | $10,764+223.8% | $5,650+517.0% |