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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $391,077 | $76,551+410.9% | $123,894+215.7% | $62,881+521.9% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | -3.68% | 18.68%-22.4pp | 47.52%-51.2pp | 20.14%-23.8pp |
| Employer contribution / active EE | $17,733 | $2,882+515.2% | $4,617+284.1% | $2,281+677.4% |
| Participant deferral / active EE | $8,825 | $4,840+82.3% | $5,984+47.5% | $3,203+175.5% |
| Admin fee / account holder | $22,085 | $4,826+357.6% | $8,357+164.3% | $4,296+414.1% |