| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.1 year Filed as: VANGUARD GROUP INC. Service code 15 · EIN 23-1945930 | Recordkeeping | $266,495 |
FINANCIAL ENGINES1 year Filed as: FINANCIAL ENGINES INC Service code 28 · EIN 94-3250323 | Investment Management | $43,865 |
Filed as: CHARLES SCHWAB & CO., INC Service code 33 · EIN 94-1737782 | Direct payment from the plan; Securit... | $518 |
Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,109 | $69,238+37.4% | $185,854-48.8% | $101,555-6.3% |
| Participation rate | 94.9% | 73.5%+21.3pp | 81.7%+13.2pp | 74.5%+20.3pp |
| Annual return | 12.22% | 21.26%-9.0pp | 122.12%-109.9pp | 21.00%-8.8pp |
| Employer contribution / active EE | $5,503 | $2,104+161.5% | $5,169+6.5% | $2,972+85.1% |
| Participant deferral / active EE | $1,164 | $3,764-69.1% | $5,569-79.1% | $4,874-76.1% |
| Admin fee / account holder | $35 | $66-47.7% | $16,246-99.8% | $139-75.1% |