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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,122 | $117,829+109.7% | $102,423+141.3% | $145,877+69.4% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 19.54% | 31.83%-12.3pp | 29.42%-9.9pp | 551.28%-531.7pp |
| Employer contribution / active EE | $941 | $3,615-74.0% | $3,023-68.9% | $4,663-79.8% |
| Participant deferral / active EE | $2,394 | $5,732-58.2% | $5,054-52.6% | $6,691-64.2% |
| Admin fee / account holder | $21,831 | $13,335+63.7% | $9,455+130.9% | $13,402+62.9% |