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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,557 | $124,425+125.5% | $112,040+150.4% | $137,256+104.4% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 16.86% | 24.72%-7.9pp | 24.52%-7.7pp | 220.34%-203.5pp |
| Employer contribution / active EE | $1,901 | $3,411-44.3% | $2,954-35.6% | $4,156-54.3% |
| Participant deferral / active EE | $4,433 | $5,718-22.5% | $5,098-13.0% | $6,407-30.8% |
| Admin fee / account holder | $12,467 | $15,207-18.0% | $12,098+3.1% | $12,270+1.6% |