Filings through .
3 of 18 flags tripped on the 2025 filing.
Low participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
High fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Few collective trusts
0% of fund dollars in collective trusts, which often cost less than the same strategy as a mutual fund.
This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.
We rank each metric against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.
Showing the 2025 filing, 1 of 10 years on record. Charts need 3 years.
Older filings: assets, participants, contributions and return for each year are on Pro.
9 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.
$65K in admin expenses, $229 per participant (all participants, line 6f).
This section lists the funds on the plan's investment schedule and what changed since the prior filing.
12 funds of $250K or more; 17 lines in all, holding $8.4M of the plan's $8.6M. Recordkeeper: not identified.
Target-date series: Vanguard Target Retirement, mutual fund, 37% of fund dollars
| Fund | Dollars | % of funds% |
|---|---|---|
| Vanguard Target Retirement Vanguard · Mutual fund Target-date, 10 vintages | $3.1M | 36.7% |
| The Standard Stable Asset Fund A Manager not matched · Insurance contract | $1.0M | 12.2% |
| American Balanced Fund Capital Group · Mutual fund | $906K | 10.7% |
| John Hancock Bond Fund Class R6 John Hancock (Manulife) · Mutual fund | $843K | 10.0% |
| Vanguard Total Stock Market Index Fund Admiral Shares Vanguard · Mutual fund Index | $562K | 6.6% |
| Calvert U.S. Large Cap Growth Fund Morgan Stanley · Mutual fund | $540K | 6.4% |
| Vanguard Wellesley Income Fund Admiral Shares Vanguard · Mutual fund | $327K | 3.9% |
| International Core Equity 2 Portfolio Institutional Class Dimensional · Mutual fund | $313K | 3.7% |
| Vanguard Equity Income Fund Admiral Shares Vanguard · Mutual fund | $266K | 3.1% |
| Vanguard Small-Cap Val Inx Adm Vanguard · Mutual fund | $117K | 1.4% |
| Fund | Manager | Vehicle | Dollars | % of funds |
|---|---|---|---|---|
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro |
7 more funds in this lineup: name, manager, vehicle, dollars and share are on Pro.
Likely replaced 1 fund.
| Fund | Year-end value |
|---|---|
| ReplacedHighVanguard Developed Markets Index Fund Admiral Shares to International Core Equity 2 Portfolio Institutional Class | $283K to $313K |
Stable value and insurance contract lines, renames and class changes are not counted.
Changes of at least $250K and 0.1% of the plan between the 2024 and 2025 filings. Values are year-end holdings. They do not show money moved.
7 more lines in this lineup are on Pro. Pro is free for 7 days and then costs $49 a month.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
This section shows who is paid to serve the plan, who audits it and who signs the filing.
Top 2 by compensation.
| Provider | Compensation |
|---|---|
STANCORP FINANCIAL GROUP11+ years Service code 12 · EIN 93-1253576 Custodial (securities); Sub-transfer ... | $35,452 |
INDEPENDENT FINANCIAL GROUP LLC11+ years Filed as: INDEPENDENT FINANCIAL GROUP, LLC Service code 27 · EIN 71-0927304 Advisory (Plan) | $29,823 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
6 feature codes on the 2025 filing.
2 contacts
11 filings · 2015 to 2025