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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,170 | $77,638+53.5% | $156,551-23.9% | $62,881+89.5% |
| Participation rate | 72.7% | 71.2%+1.5pp | 84.0%-11.3pp | 69.3%+3.4pp |
| Annual return | 6.01% | 50.33%-44.3pp | 32.23%-26.2pp | 20.14%-14.1pp |
| Employer contribution / active EE | $0 | $3,444-100.0% | $5,501-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $5,861 | $3,046+92.5% | $4,871+20.3% | $3,203+83.0% |
| Admin fee / account holder | $6,853 | $5,561+23.2% | $13,028-47.4% | $4,296+59.5% |