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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,819 | $81,276-12.9% | $155,574-54.5% | $80,925-12.5% |
| Participation rate | 66.7% | 66.2%+0.4pp | 78.2%-11.5pp | 67.7%-1.0pp |
| Annual return | 15.72% | 33.36%-17.6pp | 64.87%-49.1pp | 35.65%-19.9pp |
| Employer contribution / active EE | $1,798 | $3,103-42.1% | $4,676-61.5% | $2,756-34.8% |
| Participant deferral / active EE | $3,110 | $3,453-9.9% | $5,629-44.8% | $4,299-27.7% |
| Admin fee / account holder | $431 | $7,993-94.6% | $15,914-97.3% | $6,940-93.8% |