Retirement plan

MONROVIA NURSERY 401(K) RETIREMENT PLAN

Name: MONROVIA NURSERY COMPANY - MONROVIA NURSERY 401(K) RETIREMENT PLAN (2017) Form 5500
Creator: MONROVIA NURSERY COMPANY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MONROVIA NURSERY 401(K) RETIREMENT PLAN, MONROVIA NURSERY COMPANY

MONROVIA NURSERY COMPANYEIN 95-1550929Plan #002PY 2017

817 E MONROVIA PL - AZUSA, CA 917021385626-334-7956

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$32M

+14.1% from 2016

Total participants

1,468

-8.2% from 2016

Average account balance

$23,898

+24.7% from 2016

Annual return

13.86%

+8.69 pp from 2016

Benchmarks

See 58 peers

Peer group

Industry11 - Agriculture, Forestry, Fishing and Hunting

Plan typeDefined contribution

Participants1,000-4,999

Cohort58 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$45.01M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$39K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,142

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

82.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.97M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.08%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$116

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
SAGEVIEW ADVISORY GROUP, LLC3+ years Service code 27 1920 MAIN ST STE 800 · IRVINE, CA 92614	Advisory (Plan)	$47,101
MILLER KAPLAN ARASE LLP2 years Filed as: MILLER, KAPLAN, ARASE LLP Service code 10 4123 LANKERSHIM BLVD · NORTH HOLLYWOOD, CA 91602	Accounting	$11,000
GREAT-WEST LIFE & ANNUITY INSURANCE3+ years Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$9,884
PACIFIC BENEFIT SERVICES2 years Filed as: PACIFIC BENEFIT SERVICES, INC Service code 99 14011 VENTURA BLVD STE 222 · SHERMAN OAKS, CA 91423	Other Fees	$4,250
GREAT-WEST LIFE & ANNUITY INSURANCE2 years Filed as: EMPOWER RETIREMENT ADVISORY SERVICE Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Investment Management	$2,840
TD AMERITRADE, INC.2 years Service code 33 200 S. 108TH AVENUE · OMAHA, NE 68154	Securities brokerage	$609

Plan features & details

Pension benefit codes2E2F2G2J2K2S2T3B3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$76K

$63 / participant

Investment mgmt$62K81.3%
Contract admin$14K18.7%

% of EOY assets

0.237%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MILLER, KAPLAN, ARASE & CO.,, L
Auditor EIN: 952036255
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$23,898

$38,989-38.7%

$117,039-79.6%

$77,958-69.3%

Participation rate

89.1%

57.0%+32.1pp

77.2%+11.9pp

71.6%+17.4pp

Annual return

13.86%

20.61%-6.8pp

18.95%-5.1pp

20.87%-7.0pp

Employer contribution / active EE

$999

$1,026-2.7%

$3,785-73.6%

$2,310-56.8%

Participant deferral / active EE

$1,410

$1,621-13.1%

$3,929-64.1%

$3,537-60.1%

Admin fee / account holder

$57

$76-25.0%

$5,974-99.1%

$97-41.9%

Provider

Service type

Compensation

SAGEVIEW ADVISORY GROUP, LLC3+ years

Service code 27

1920 MAIN ST STE 800 · IRVINE, CA 92614

Advisory (Plan)

$47,101

MILLER KAPLAN ARASE LLP2 years

Filed as: MILLER, KAPLAN, ARASE LLP

Service code 10

4123 LANKERSHIM BLVD · NORTH HOLLYWOOD, CA 91602

Accounting

$11,000

GREAT-WEST LIFE & ANNUITY INSURANCE3+ years

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$9,884

PACIFIC BENEFIT SERVICES2 years

Filed as: PACIFIC BENEFIT SERVICES, INC

Service code 99

14011 VENTURA BLVD STE 222 · SHERMAN OAKS, CA 91423

Other Fees

$4,250

GREAT-WEST LIFE & ANNUITY INSURANCE2 years

Filed as: EMPOWER RETIREMENT ADVISORY SERVICE

Service code 28

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Investment Management

$2,840

TD AMERITRADE, INC.2 years

Service code 33

200 S. 108TH AVENUE · OMAHA, NE 68154

Securities brokerage

$609

MONROVIA NURSERY 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

MONROVIA NURSERY 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion