Filed January 16, 2026 (most recent of 3 filings on file)
| Provider | Service type | Compensation |
|---|---|---|
Service code 64 · EIN 04-2647786 | Recordkeeping Fees | $61 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,167 | $61,125-22.8% | $108,582-56.6% | $63,975-26.3% |
| Participation rate | 56.2% | 80.5%-24.3pp | 79.6%-23.4pp | 71.1%-14.9pp |
| Annual return | 38.75% | 14.06%+24.7pp | -51.70%+90.4pp | 48.65%-9.9pp |
| Employer contribution / active EE | $1,321 | $2,237-41.0% | $3,758-64.9% | $2,182-39.5% |
| Participant deferral / active EE | $0 | $3,574-100.0% | $4,311-100.0% | $3,356-100.0% |
| Admin fee / account holder | $0 | $72-99.9% | $7,645-100.0% | $70-99.9% |