Filed January 16, 2026 (most recent of 3 filings on file)
| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $274,688 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Form 5500 reported that benefits due were not provided when due.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,615 | $96,807+31.8% | $165,100-22.7% | $106,553+19.8% |
| Participation rate | 87.9% | 79.1%+8.8pp | 78.6%+9.3pp | 69.8%+18.0pp |
| Annual return | 11.73% | 17.39%-5.7pp | 70.21%-58.5pp | 17.37%-5.6pp |
| Employer contribution / active EE | $2,611 | $2,888-9.6% | $4,348-39.9% | $3,359-22.3% |
| Participant deferral / active EE | $5,733 | $5,055+13.4% | $6,035-5.0% | $5,562+3.1% |
| Admin fee / account holder | $22 | $66-67.2% | $12,696-99.8% | $80-72.9% |