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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,933 | $56,544+20.1% | $75,501-10.0% | $70,126-3.1% |
| Participation rate | 93.8% | 68.1%+25.6pp | 72.4%+21.4pp | 69.5%+24.2pp |
| Annual return | 7.72% | 23.59%-15.9pp | 27.35%-19.6pp | 73.15%-65.4pp |
| Employer contribution / active EE | $8,113 | $1,817+346.6% | $2,352+245.0% | $2,343+246.3% |
| Participant deferral / active EE | $4,977 | $2,580+92.9% | $3,142+58.4% | $3,332+49.4% |
| Admin fee / account holder | $19,599 | $3,827+412.2% | $5,801+237.9% | $4,645+321.9% |