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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,564 | $52,306+46.4% | $69,779+9.7% | $62,881+21.8% |
| Participation rate | 90.9% | 67.2%+23.7pp | 71.8%+19.1pp | 69.3%+21.6pp |
| Annual return | 3.09% | 13.35%-10.3pp | 12.99%-9.9pp | 20.14%-17.1pp |
| Employer contribution / active EE | $1,801 | $1,799+0.1% | $2,338-23.0% | $2,281-21.0% |
| Participant deferral / active EE | $3,602 | $2,395+50.4% | $2,931+22.9% | $3,203+12.5% |
| Admin fee / account holder | $24,032 | $3,691+551.1% | $4,381+448.6% | $4,296+459.4% |