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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,701 | $112,131+76.3% | $95,964+106.0% | $158,982+24.4% |
| Participation rate | 90.0% | 79.0%+11.0pp | 77.1%+12.9pp | 82.0%+8.0pp |
| Annual return | 5.72% | 171.19%-165.5pp | 91.64%-85.9pp | 302.99%-297.3pp |
| Employer contribution / active EE | $3,276 | $3,199+2.4% | $2,541+28.9% | $4,763-31.2% |
| Participant deferral / active EE | $8,116 | $4,784+69.6% | $4,167+94.8% | $5,983+35.6% |
| Admin fee / account holder | $1,638 | $10,136-83.8% | $6,797-75.9% | $11,252-85.4% |