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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,656 | $124,346+84.7% | $111,306+106.3% | $167,553+37.1% |
| Participation rate | 89.5% | 79.6%+9.8pp | 77.3%+12.2pp | 82.1%+7.4pp |
| Annual return | 7.06% | 37.46%-30.4pp | 54.67%-47.6pp | 478.89%-471.8pp |
| Employer contribution / active EE | $3,367 | $3,438-2.1% | $2,732+23.2% | $4,840-30.4% |
| Participant deferral / active EE | $9,719 | $5,182+87.6% | $4,488+116.6% | $6,343+53.2% |
| Admin fee / account holder | $5,076 | $10,623-52.2% | $7,966-36.3% | $12,316-58.8% |