Retirement plan

PACIFIC COAST BUILDING PRODUCTS, INC. PROFIT SHARING/RET PLAN & TRUST AGREEMENT

Name: PACIFIC COAST BUILDING PRODUCTS, INC. - PACIFIC COAST BUILDING PRODUCTS, INC. PROFIT SHARING/RET PLAN & TRUST AGREEMENT (2022) Form 5500
Creator: PACIFIC COAST BUILDING PRODUCTS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PACIFIC COAST BUILDING PRODUCTS, INC. PROFIT SHARING/RET PLAN & TRUST AGREEMENT, PACIFIC COAST BUILDING PRODUCTS, INC.

PACIFIC COAST BUILDING PRODUCTS, INC.EIN 94-6103555Plan #002PY 2022

SUITE 100, 10600 WHITE ROCK ROAD - RANCHO CORDOVA, CA 957419074916-631-6500

Other plans on this EIN

2 filings

#006Retirement-$110.8M assets #005Retirement-$928K assets

Prospect flagsNo flags tripped

Top hat statement on fileNQDC

Filed February 19, 2021 (most recent of 7 filings on file)

Plan administrator

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10600 White Rock Road, Suite 100

Rancho Cordova, CA 95741

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Plans declared (2)

Pacific Coast Building Products, Inc. Officer's Deferred Compensation Incentive Plan for the Year 20214 emp
Pacific Coast Building Products, Inc. Senior Manager Deferred Compensation Incentive Plan for the Year 202130 emp

Total covered: 34 employees

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How to read this page

Total assets (EOY)

$285M

-10.7% from 2017

Total participants

5,410

+13.7% from 2017

Average account balance

$53,381

-7.4% from 2017

Annual return

2.74%

-11.78 pp from 2017

Benchmarks

See 408 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Participants1,000-4,999

Cohort408 peers

Snapshot2022

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$313.12M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$62K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

5,034

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

84.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$15.17M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+4.57%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$55

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 10 by compensation

Provider	Service type	Compensation
PRINCIPAL LIFE INSURANCE COMPANY1 year Service code 13 · EIN 42-0127290	Contract Administrator	$345,197
D & G ADVISORY GROUP LLC1 year Filed as: ADVISORY GROUP OF S.F. Service code 27 · EIN 94-3339091	Advisory (Plan)	$71,062
SAGEVIEW ADVISORY GROUP, LLC1 year Filed as: SAGEVIEW ADVISORY GROUP, Service code 27 · EIN 33-0818667	Advisory (Plan)	$31,200
CLIFTONLARSONALLEN LLP1 year Filed as: CLIFTONLARSENALLEN LLP Service code 10 · EIN 41-0746749	Accounting	$29,316
WELLS FARGO BANK, N.A.7+ years Service code 15 · EIN 94-1347393	Recordkeeping	$27,770
LEN MCCANDLISS7+ years Service code 13 · EIN 55-4520548	Contract Administrator	$9,953
ADP BROKER-DEALER7+ years Filed as: PENSION CONSULTANTS Service code 13 · EIN 94-2455733	Contract Administrator	$7,955
SKY BLUE SERVICES INC.1 year Filed as: SKY BLUE SERVICES, INC. Service code 13 · EIN 81-0942530	Contract Administrator	$7,937
DAVID JOSEPH ZUERCHER1 year Filed as: DAVID ZUERCHER Service code 13 · EIN 45-5729777	Contract Administrator	$7,481
MIKE STODDEN4 years Service code 13 · EIN 51-7626711	Contract Administrator	$7,481

Plan features & details

Pension benefit codes2E2F2G2T3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$565K

$282 / participant

Investment mgmt$132K23.3%
Contract admin$357K63.1%
Other / not subdivided$77K13.6%

% of EOY assets

0.198%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: CLIFTONLARSONALLEN LLP
Auditor EIN: 410746749
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$53,381

$136,266-60.8%

$90,767-41.2%

$77,906-31.5%

Participation rate

96.5%

86.6%+9.8pp

75.7%+20.8pp

73.7%+22.8pp

Annual return

2.74%

-11.32%+14.1pp

-12.16%+14.9pp

12.16%-9.4pp

Employer contribution / active EE

$6,208

$4,215+47.3%

$2,922+112.4%

$2,846+118.1%

Participant deferral / active EE

$6,353-100.0%

$4,565-100.0%

$4,805-100.0%

Admin fee / account holder

$106

$399-73.4%

$8,445-98.7%

$133-20.1%

Provider

Service type

Compensation

PRINCIPAL LIFE INSURANCE COMPANY1 year

Service code 13 · EIN 42-0127290

Contract Administrator

$345,197

D & G ADVISORY GROUP LLC1 year

Filed as: ADVISORY GROUP OF S.F.

Service code 27 · EIN 94-3339091

Advisory (Plan)

$71,062

SAGEVIEW ADVISORY GROUP, LLC1 year

Filed as: SAGEVIEW ADVISORY GROUP,

Service code 27 · EIN 33-0818667

Advisory (Plan)

$31,200

CLIFTONLARSONALLEN LLP1 year

Filed as: CLIFTONLARSENALLEN LLP

Service code 10 · EIN 41-0746749

Accounting

$29,316

WELLS FARGO BANK, N.A.7+ years

Service code 15 · EIN 94-1347393

Recordkeeping

$27,770

LEN MCCANDLISS7+ years

Service code 13 · EIN 55-4520548

Contract Administrator

$9,953

ADP BROKER-DEALER7+ years

Filed as: PENSION CONSULTANTS

Service code 13 · EIN 94-2455733

Contract Administrator

$7,955

SKY BLUE SERVICES INC.1 year

Filed as: SKY BLUE SERVICES, INC.

Service code 13 · EIN 81-0942530

Contract Administrator

$7,937

DAVID JOSEPH ZUERCHER1 year

Filed as: DAVID ZUERCHER

Service code 13 · EIN 45-5729777

Contract Administrator

$7,481

MIKE STODDEN4 years

Service code 13 · EIN 51-7626711

Contract Administrator

$7,481

PACIFIC COAST BUILDING PRODUCTS, INC. PROFIT SHARING/RET PLAN & TRUST AGREEMENT

Top hat statement on fileNQDC

Plan administrator

Plans declared (2)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PACIFIC COAST BUILDING PRODUCTS, INC. PROFIT SHARING/RET PLAN & TRUST AGREEMENT

Top hat statement on fileNQDC

Plan administrator

Plans declared (2)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion