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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,444 | $208,088-13.3% | $186,193-3.1% | $154,746+16.6% |
| Participation rate | 81.8% | 80.0%+1.8pp | 77.1%+4.7pp | 80.7%+1.1pp |
| Annual return | 16.01% | 89.97%-74.0pp | 78.03%-62.0pp | 172.34%-156.3pp |
| Employer contribution / active EE | $0 | $4,340-100.0% | $3,918-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $2,970 | $7,078-58.0% | $6,513-54.4% | $6,730-55.9% |
| Admin fee / account holder | $5,692 | $11,698-51.3% | $11,058-48.5% | $14,365-60.4% |