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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,960 | $211,239-25.7% | $178,528-12.1% | $145,877+7.6% |
| Participation rate | 81.8% | 80.8%+1.0pp | 77.1%+4.7pp | 80.3%+1.5pp |
| Annual return | 25.97% | 30.22%-4.3pp | 27.11%-1.1pp | 551.28%-525.3pp |
| Employer contribution / active EE | $2,229 | $4,570-51.2% | $3,950-43.6% | $4,663-52.2% |
| Participant deferral / active EE | $2,838 | $6,963-59.2% | $6,278-54.8% | $6,691-57.6% |
| Admin fee / account holder | $4,366 | $12,095-63.9% | $10,419-58.1% | $13,402-67.4% |