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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,890 | $202,440-39.3% | $169,390-27.5% | $139,466-11.9% |
| Participation rate | 90.0% | 81.1%+8.9pp | 77.2%+12.8pp | 80.3%+9.7pp |
| Annual return | 25.51% | 532.36%-506.9pp | 406.07%-380.6pp | 373.66%-348.2pp |
| Employer contribution / active EE | $0 | $4,693-100.0% | $4,013-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $2,991 | $6,940-56.9% | $6,222-51.9% | $6,712-55.4% |
| Admin fee / account holder | $3,327 | $10,722-69.0% | $9,015-63.1% | $11,409-70.8% |