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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,736 | $82,630-96.7% | $64,105-95.7% | $125,389-97.8% |
| Participation rate | 88.2% | 75.9%+12.4pp | 68.2%+20.1pp | 83.2%+5.0pp |
| Annual return | -54.09% | 1489.72%-1543.8pp | 791.24%-845.3pp | 282.24%-336.3pp |
| Employer contribution / active EE | $466 | $2,671-82.6% | $1,820-74.4% | $4,866-90.4% |
| Participant deferral / active EE | $1,826 | $3,608-49.4% | $2,822-35.3% | $5,352-65.9% |
| Admin fee / account holder | $657 | $6,382-89.7% | $4,499-85.4% | $9,541-93.1% |