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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,309 | $106,918-91.3% | $84,021-88.9% | $152,897-93.9% |
| Participation rate | 88.9% | 75.2%+13.6pp | 69.0%+19.9pp | 82.5%+6.4pp |
| Annual return | 20.86% | 105.01%-84.1pp | 71.32%-50.5pp | 345.43%-324.6pp |
| Employer contribution / active EE | $0 | $2,735-100.0% | $1,984-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $3,489 | $4,012-13.0% | $3,239+7.7% | $5,851-40.4% |
| Admin fee / account holder | $702 | $8,288-91.5% | $6,102-88.5% | $11,599-93.9% |