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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,462 | $77,460-29.7% | $100,378-45.7% | $80,925-32.7% |
| Participation rate | 86.2% | 76.9%+9.3pp | 81.5%+4.7pp | 67.7%+18.5pp |
| Annual return | 20.86% | 37.24%-16.4pp | 49.41%-28.5pp | 35.65%-14.8pp |
| Employer contribution / active EE | $5,476 | $2,801+95.5% | $3,942+38.9% | $2,756+98.7% |
| Participant deferral / active EE | $8,063 | $6,818+18.3% | $8,087-0.3% | $4,299+87.6% |
| Admin fee / account holder | $1,247 | $5,887-78.8% | $7,899-84.2% | $6,940-82.0% |